World Solve — A living repository of problems worth solving.

What World Solve is

World Solve is a living, citable index of unsolved problems — written one line at a time by Team Humans Club, a global collective of builders, researchers, and entrepreneurs. We do not solve the problems here. We Democratize Innovation.

For builders Skip the search for a problem worth your time. Browse a vetted, growing list and start where the gap is real.

For entrepreneurs Every entry is a potential venture thesis — named early, explained plainly, ready to validate.

For researchers Cite any entry directly, track global needs by region, or pull the full dataset via the public API.

2165 total logged

2165 still open

0 marked solved

8 registered profiles

Small business lending in South and Southeast Asia remains constrained by collateral requirements.

open South & Southeast Asia, Asia

Traditional banks avoid lending to businesses without physical assets to pledge, leaving many viable small enterprises unable to grow. Alternative credit scoring using transaction and mobile data could unlock lending.

economics-resources asia south-southeast-asia lending small business south southeast remains constrained collateral requirements african global-unspecified digital businesses

WS01408 · Logged by Ian Patel on 2026-07-22T13:52:00Z · Working on: 0

Citation ID: WS01408 Title: Small business lending in South and Southeast Asia remains constrained by collateral requirements. URL: https://www.worldsolve.org/index.php?api=problem&id=1408

Log in

Register

Repository Status

2165 public problems
2165 open challenges
0 solved entries
0 under moderation

Filtering Tips

Search by title keyword, country, or theme.
Use category + continent together for better narrowing.
Click any citation code to copy a direct reference format.