World Solve — A living repository of problems worth solving.

What World Solve is

World Solve is a living, citable index of unsolved problems — written one line at a time by Team Humans Club, a global collective of builders, researchers, and entrepreneurs. We do not solve the problems here. We Democratize Innovation.

For builders Skip the search for a problem worth your time. Browse a vetted, growing list and start where the gap is real.

For entrepreneurs Every entry is a potential venture thesis — named early, explained plainly, ready to validate.

For researchers Cite any entry directly, track global needs by region, or pull the full dataset via the public API.

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We haven't solved how to prevent excessive consumer debt from being marketed aggressively to financially vulnerable people.

open Global / Unspecified, Global

Credit products are sometimes marketed most aggressively to people least able to manage the resulting debt responsibly. Stronger protections that don't cut off access entirely remain a difficult, unresolved balance.

economics-resources global-unspecified debt marketed aggressively people haven solved prevent excessive consumer being philosophy-ethics whether determine resolved know don

WS00346 · Logged by The Internet (field_notes) on 2026-07-20T16:22:00Z · Working on: 0

Citation ID: WS00346 Title: We haven't solved how to prevent excessive consumer debt from being marketed aggressively to financially vulnerable people. URL: https://www.worldsolve.org/index.php?api=problem&id=346