Repository of problems worth solving
World Solve is a public institutional repository for identifying real unresolved problems across science, society, health, governance, economics, and local systems. Each entry is intended to be citable, inspectable, and actionable.
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4194Total
4194Open
0Solved
9Humans
Good firms can be rejected because financial statements lag reality or assets are hard to pledge. Cash-flow inference, purchase-order verification, and risk-sharing products could widen credit while limiting fraud and over-borrowing. The opportunity is intentionally human-scale: a cooperative, clinic, workshop, school, or municipal team could pilot it within one locality and measure outcomes before expanding. Mathematical modeling can help with measure uncertainty, incentives, or resource constraints; entrepreneurship can turn a reliable workflow into a viable service.
mathematics-logic
asia
philippines
might
local
actors
small
manufacturers
price
working-capital
loans
operational
social-civic-problems
united
workers
before
independent
turn
open
South & Southeast Asia, Asia
Traditional banks avoid lending to businesses without physical assets to pledge, leaving many viable small enterprises unable to grow. Alternative credit scoring using transaction and mobile data could unlock lending.
economics-resources
asia
south-southeast-asia
lending
small
business
south
southeast
remains
constrained
collateral
requirements
mathematics-logic
might
local
actors
global-unspecified
africa
Banks demand collateral most small businesses cannot provide, stalling job-creating ventures. Alternative credit-scoring using mobile and transaction data could unlock lending at scale.
economics-resources
africa
small
medium
enterprises
face
massive
financing
gap
estimated
hundreds
billions
businesses
global-unspecified
climate-environment
african
technology-computing
solar
Discriminatory land tenure norms prevent women from owning real estate, which standard commercial banks require as collateral to secure business growth loans.
economics-resources
asia
bangladesh
loans
collateral
haven
overcome
financial
exclusion
female
entrepreneurs
seeking
formal
global-unspecified
technology-computing
african
whether
philosophy-ethics
open
Global / Unspecified, Global
Meaningful change and growth sometimes require difficult decisions that inevitably affect others, and it's unclear how much personal development can reasonably justify this collateral impact. This unresolved tension shapes decisions about relationships, careers, and major life changes.
philosophy-ethics
global-unspecified
personal
growth
require
don
know
whether
ethical
allow
causing
some
resolved
haven
determine
mathematics-logic
